8. Pay Down Your Debt
We know you keep a pretty good hold of your spending. Those of you with credit card debt should seriously consider using every penny of your tax refund to pay down your debt. Even if the interest rate is only 10% (unheard of in most cases). Few investment opportunities pay that well. It’s best to stop being one of them for your plastic masters. This also holds true for any other form of debt.
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What you do with your refund is your own choice and depends on how you approach your personal finances. Many good choices are out there, so be sure to make the right one. If your family or business needs help with books, contact us.