3. Precious Metals
Yes, we want you to use your tax refund in a way that it will come back to you. One such great way is to buy precious metals. Prices are on the decline as the economy climbs, which makes it a good time to buy. The same generally goes for crypto-currency, i.e. buy when prices drop, sell when they go up. It’s even a great time to buy the Mrs. a lovely piece of jewelry.