1. Invest
The Dow has reached new heights. That means everyone wants to begin investing. We highly recommend it. IRA contributions allow you to contribute up to $5,500 for individuals in 2018. The number goes up if you are married or over the age of 50. This means the money is tax free. Those who want to roll the dice investment-wise can look to stocks, funds, ETFs, etc that tickle their fancy. For example, you will be able to buy about 2 shares of Amazon with your tax refund at its current price of about $1,400 per share.